Cost of Studying and Living in Australia
Plan your Australian study journey with confidence
Discover the real costs of studying in Australia for international students – from tuition fees and living expenses to visa charges and cost-saving tips. Whether you're planning to pursue a bachelor's, master's, or MBA, get the complete breakdown to budget smart and thrive in Australia.
- ✅ Tuition Fees in INR & AUD
- ✅ Monthly & City-Wise Living Costs
- ✅ Student Visa & Insurance Charges
- ✅ Part-Time Earning Potential
- ✅ Money-Saving Hacks & Budget Tools
How Much Does It Cost to Study in Australia?
Australia offers world-class education and a high standard of living, but managing your expenses as an international student is key to a successful academic journey.
Here’s a detailed breakdown of the tuition fees, cost of living, student visa costs, and ways to budget effectively.
Tuition Fees by Program Type (Average Annual Costs)
| Program Type | Estimated Annual Fees (AUD) | Estimated Fees (INR) |
|---|---|---|
| English Language Courses | $300–$450 per week | ₹16,000 – ₹25,000/week |
| Vocational Education (VET) | $10,000 – $18,000 | ₹5.5 – ₹10 Lakh |
| Bachelor’s Degree | $20,000 – $40,000 | ₹11 – ₹22 Lakh |
| Master’s Degree (Coursework) | $22,000 – $45,000 | ₹12 – ₹25 Lakh |
| MBA / Specialized Masters | $30,000 – $60,000 | ₹16 – ₹33 Lakh |
| Doctorate (PhD) | $28,000 – $50,000 | ₹15 – ₹27 Lakh |
✅ Tip: Tuition varies based on institution, location, and subject. Regional universities are more affordable and offer PR benefits.
Living Expenses in Australia for International Students
| Expense Category | Monthly Cost (AUD) | Yearly Estimate (AUD) |
|---|---|---|
| Rent (Shared Accommodation) | $500 – $900 | $6,000 – $10,800 |
| Food & Groceries | $300 – $500 | $3,600 – $6,000 |
| Transport (Public/Student) | $100 – $150 | $1,200 – $1,800 |
| Phone/Internet | $50 – $80 | $600 – $960 |
| Utilities (Electricity, Gas) | $100 – $140 | $1,200 – $1,680 |
| Entertainment | $100 – $250 | $1,200 – $3,000 |
Average Total Living Cost per Year: AUD $21,000 – $27,000 (~INR 11.5 – 15 Lakh)
City-Wise Living Cost Comparison
| City | Rent + Living (AUD/month) | Notes |
|---|---|---|
| Sydney | $1,500 – $2,200 | Highest cost, best career exposure |
| Melbourne | $1,300 – $2,000 | Tech & culture hub |
| Brisbane | $1,200 – $1,800 | Balanced lifestyle, good weather |
| Adelaide | $1,000 – $1,600 | Budget-friendly, PR-beneficial location |
| Perth | $1,100 – $1,700 | High-paying part-time jobs, fewer students |
| Hobart/Tasmania | $950 – $1,500 | Cheapest, long post-study work rights |
Student Visa Fees & Other Mandatory Charges
| Fee Type | Cost |
|---|---|
| Subclass 500 Visa Fee | $710 |
| Dependent Visa (Spouse/Child) | $530 / $180 |
| Biometric Fee (VFS) | ₹2,000 – ₹3,000 |
| Medical Test | $150 – $250 |
| Police Clearance Certificate (PCC) | ₹500 – ₹1,500 |
✅ Total Estimated Visa Filing Cost: ₹50,000 – ₹70,000 including documentation & consultation
OSHC – Overseas Student Health Cover Cost
All international students must purchase OSHC (Overseas Student Health Cover) for the entire duration of their stay.
| Coverage Duration | OSHC Premium (AUD) |
|---|---|
| 12 Months | $500 – $650 |
| 24 Months | $1,000 – $1,200 |
| 36 Months | $1,400 – $1,800 |
✅ Multiple providers like BUPA, Medibank, Allianz Care available
Can You Cover Costs with Part-Time Work?
| Scenario | Earning Potential |
|---|---|
| Work Limit: 48 hours/fortnight | $400 – $800/month |
| Full-time during breaks | $1,800 – $2,500/month |
| Hourly Wages | $20 – $28/hour (on average) |
| Common Jobs | Retail, cafés, admin, delivery |
🔎 Tip: In regional areas, part-time jobs often pay more & are easier to find.
Cost-Saving Tips for International Students
- Choose regional campuses (lower rent, longer PSW)
- Apply for scholarships & fee waivers
- Stay in student-shared accommodation
- Use student discounts (public transport, groceries, movies)
- Buy used books or opt for digital versions
- Cook at home to save on food expenses
Currency Exchange & Banking Tips
- Open an Australian student bank account (e.g., Commonwealth, ANZ, Westpac)
- Use forex cards for initial payments (safer than cash)
- Convert currency smartly: Watch exchange rates, avoid airport counters
- Avoid international ATM fees by using local debit cards
Tuition Fee Estimator Tool
Scholarship Options Tool
🎓 Scholarship Savings Calculator
Monash University - Total Calculation:
Total Scholarship Awarded: AUD 12000
Total Tuition After Scholarship: AUD 30000
Total Accommodation After Scholarship: AUD 18000
Total Cost (Tuition + Accommodation): AUD 48000
Total Savings: AUD 12000
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